{"id":47889,"date":"2015-05-07T08:00:32","date_gmt":"2015-05-06T23:00:32","guid":{"rendered":"http:\/\/paymentnavi.com\/?p=47889"},"modified":"2015-05-07T08:46:46","modified_gmt":"2015-05-06T23:46:46","slug":"%e6%b5%b7%e5%a4%96%e3%81%ae%e3%82%ab%e3%83%bc%e3%83%89%e4%b8%8d%e6%ad%a3%e5%88%a9%e7%94%a8%e3%81%ae%e5%ae%9f%e6%85%8b%e3%81%a8%e3%81%9d%e3%81%ae%e5%af%be%e7%ad%96%e3%81%ae%e5%8b%95%e5%90%91%ef%bc%882","status":"publish","type":"post","link":"https:\/\/paymentnavi.com\/en\/paymentnews\/47889.html","title":{"rendered":"\u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u5229\u7528\u306e\u5b9f\u614b\u3068\u305d\u306e\u5bfe\u7b56\u306e\u52d5\u5411\uff082\uff09"},"content":{"rendered":"

2015\u5e745\u67087\u65e58:00<\/span><\/p>\n

\u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u5229\u7528\u306e\u5b9f\u614b\u3068\u305d\u306e\u5bfe\u7b56\u306e\u52d5\u5411\uff082\uff09<\/strong><\/span>
\n\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63<\/strong><\/span><\/p>\n

\u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u5229\u7528\u306e\u5b9f\u614b\u3068\u305d\u306e\u5bfe\u7b56\u306e\u52d5\u5411\uff081\uff09<\/a><\/p>\n

\"AC_29ILAV34\"<\/a><\/p>\n

\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63<\/h3>\n

\uff08\u56f3\u88687\uff09\u306f\u3001ECB\uff08European Central Bank\u3001\u6b27\u5dde\u4e2d\u592e\u9280\u884c\uff09\u306b\u3088\u308b\u30c7\u30fc\u30bf\u3067\u3001SEPA\uff08Single Euro Payments Area\uff09\u30a8\u30ea\u30a2\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u3088\u308b\u640d\u5bb3\u984d\u306e2007\u5e74\u304b\u30892012\u5e74\u307e\u3067\u306e\u63a8\u79fb\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3042\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u88687\uff09SEPA\u30a8\u30ea\u30a2\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u3088\u308b\u640d\u5bb3\u984d\u306e\u63a8\u79fb\uff082007\u5e74\uff5e2012\u5e74\uff09<\/td>\n<\/tr>\n
\u5e74\u5ea6<\/th>\n\u30ab\u30fc\u30c9\u4e0d\u6b63\u640d\u5bb3\u984d<\/th>\nATM<\/th>\nCNP<\/th>\nPOS<\/th>\n<\/tr>\n
2007\u5e74\u5ea6<\/th>\n\u7d0412\u5104\u30e6\u30fc\u30ed<\/td>\n20%<\/td>\n47%<\/td>\n33%<\/td>\n<\/tr>\n
2008\u5e74\u5ea6<\/th>\n13.8\u5104\u30e6\u30fc\u30ed<\/td>\n18%<\/td>\n46%<\/td>\n36%<\/td>\n<\/tr>\n
2009\u5e74\u5ea6<\/th>\n13.8\u5104\u30e6\u30fc\u30ed<\/td>\n13%<\/td>\n50%<\/td>\n37%<\/td>\n<\/tr>\n
2010\u5e74\u5ea6<\/th>\n12.3\u5104\u30e6\u30fc\u30ed<\/td>\n17%<\/td>\n52%<\/td>\n31%<\/td>\n<\/tr>\n
2011\u5e74\u5ea6<\/th>\n11.6\u5104\u30e6\u30fc\u30ed<\/td>\n19%<\/td>\n56%<\/td>\n25%<\/td>\n<\/tr>\n
2012\u5e74\u5ea6<\/th>\n13.3\u5104\u30e6\u30fc\u30ed<\/td>\n17%<\/td>\n60%<\/td>\n23%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a
\n\uff62Report On Card Fraud\uff63July 2012\u3001European Central Bank\u3001\u201cPayments Cards & Mobile\u201d\u8a8c2014\u5e7411\u6708\u30fb12\u6708\u53f7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

SEPA\u3068\u306f\u3001\u30e6\u30fc\u30ed\u570f\u306b\u304a\u3051\u308b\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u3092EU\u52a0\u76df\u56fd\u306e\u56fd\u5185\u306b\u304a\u3051\u308b\u6c7a\u6e08\u3068\u540c\u69d8\u306b\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u7d71\u5408\u3055\u308c\u305f\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306e\u5b9f\u73fe\u3092\u76ee\u6307\u3059\u56fd\u969b\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3067\u3001SEPA\u3078\u306e\u53c2\u52a0\u56fd\u30a8\u30ea\u30a2\u3067\u3042\u308bSEPA\u30be\u30fc\u30f3\u306b\u306f\u3001\u7d71\u4e00\u901a\u8ca8\u30e6\u30fc\u30ed\u5b9f\u65bd\u56fd\u306e\u307f\u306a\u3089\u305a\u3001\u6b27\u5dde\u9023\u5408\u52a0\u76df\u56fd27\u30ab\u56fd\uff08\u901a\u8ca8\u30e6\u30fc\u30ed\u5b9f\u65bd\u56fd\uff0b\u30a4\u30ae\u30ea\u30b9\u4ed6\uff09\uff0b5\u30f5\u56fd\uff08\u30a2\u30a4\u30b9\u30e9\u30f3\u30c9\u3001\u30ea\u30d2\u30c6\u30f3\u30b7\u30e5\u30bf\u30a4\u30f3\u3001\u30ce\u30eb\u30a6\u30a7\u30fc\u3001\u30b9\u30a4\u30b9\u3001\u30e2\u30ca\u30b3\uff09\u5408\u308f\u305b\u306632\u30ab\u56fd\u304c\u53c2\u52a0\u3057\u3066\u3044\u308b\u3002\u305d\u306e\u30a8\u30ea\u30a2\u5185\u4eba\u53e3\u306f\u30015\u5104\u4eba\u3092\u8d85\u3048\u3001\u53c2\u52a0\u91d1\u878d\u6a5f\u95a2\u30824,300\u4ee5\u4e0a\u3068\u306a\u308b\u3002<\/p>\n

SEPA\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3067\u306f\u3001\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5411\u4e0a\u3092\u56f3\u308b\u305f\u3081\u3001SEPA\u52a0\u76df32\u30ab\u56fd\u306b\u304a\u3051\u308bEMV\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u306b\u3088\u308bATM\u3084POS\u30ab\u30fc\u30c9\u6c7a\u6e08\u7aef\u672b\u6a5f\u306a\u3069\u306e\u30c7\u30d0\u30a4\u30b9\u3092\u542b\u3080IC\u30ab\u30fc\u30c9\u5316\u306e\u5b9f\u73fe\u3092\u76ee\u6307\u3057\u3066\u304d\u305f\u3002\u4eca\u65e5\u3067\u306f\u3001SEPA\u30a8\u30ea\u30a2\u5185\u306e32\u30ab\u56fd\u306b\u304a\u3051\u308bPOS\u30ab\u30fc\u30c9\u6c7a\u6e08\u7aef\u672b\u6a5f\u3067\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u5927\u534a\u3067EMV IC\u30ab\u30fc\u30c9\u6c7a\u6e08\u3092\u5b9f\u73fe\u3057\u3066\u3044\u308b\u3002<\/p>\n

SEPA\u30a8\u30ea\u30a2\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u51fa\u984d\u306f\u30012007\u5e74\u5ea6\u306e12\u5104\u30e6\u30fc\u30ed\uff08\u7d041,680\u5104\u5186\uff09\u304b\u30892012\u5e74\u5ea6\u306e13.3\u5104\u30e6\u30fc\u30ed\uff08\u7d041,860\u5104\u5186\uff09\u3068\u6a2a\u3070\u3044\u72b6\u6cc1\u3067\u3042\u308b\u3002EMV IC\u30ab\u30fc\u30c9\u306e\u5c0e\u5165\u3092\u679c\u305f\u3057\u507d\u9020\u30ab\u30fc\u30c9\u5bfe\u7b56\u3067\u4e00\u5b9a\u306e\u6210\u679c\u3092\u4e0a\u3052\u3001\u201cATM\u201d\u306f2007\u5e74\u5ea6\u306e20\uff05\u304b\u30892012\u5e74\u5ea6\u306e17\uff05\u30783\u30dd\u30a4\u30f3\u30c8\u6e1b\u3001\u201cPOS\u201d\u306f2007\u5e74\u5ea6\u306e33\uff05\u304b\u30892012\u5e74\u5ea6\u306e23\uff05\u3078\u306810\u30dd\u30a4\u30f3\u30c8\u6e1b\u3068\u3044\u3046\u3075\u3046\u306b\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u30b7\u30a7\u30a2\u306f\u3068\u3082\u306b\u6e1b\u5c11\u3055\u305b\u3066\u3044\u308b\u3002\u305d\u306e\u4e00\u65b9\u3067\u3001\u6709\u52b9\u306a\u4e0d\u6b63\u5bfe\u7b56\u304c\u6253\u3061\u51fa\u3055\u308c\u3066\u3044\u306a\u3044CNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306f2007\u5e74\u5ea6\u306e47\uff05\u304b\u30892012\u5e74\u306e60\uff05\u3078\u306813\u30dd\u30a4\u30f3\u30c8\u3082\u5897\u52a0\u3057\u3001SEPA\u30a8\u30ea\u30a2\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u534a\u5206\u4ee5\u4e0a\u3092\u5360\u3081\u308b\u306b\u81f3\u3063\u3066\u3044\u308b\u3002<\/p>\n

\u30e8\u30fc\u30ed\u30c3\u30d1\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u6c7a\u6e08\u91d1\u984d\u306b\u5bfe\u3059\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u5bb3\u984d\u306e\u5272\u5408\u306f\u30012007\u5e74\u5ea6\u4ee5\u964d0.045\uff05\u304b\u30890.038\uff05\u306e\u30ec\u30f3\u30b8\u3067\u63a8\u79fb\u3057\u3066\u3044\u308b\u3002\uff08\u56f3\u88688\uff09\u306f\u30012012\u5e74\u5ea6\u306b\u304a\u3051\u308bSEPA\u30a8\u30ea\u30a2\u306e\u56fd\u5225\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u767a\u751f\u7387\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3042\u308b\u3002\u30d5\u30e9\u30f3\u30b90.065\uff05\u3092\u30c8\u30c3\u30d7\u306b\u3001\u30a4\u30ae\u30ea\u30b9\u306e0.061\uff05\u3001\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30af0.058\uff05\u3001\u30de\u30eb\u30bf0.057\uff05\u3001\u30c7\u30f3\u30de\u30fc\u30af\u306e0.051\uff05\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30aa\u30d5\u30e9\u30a4\u30f3\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306a\u3069\u306e\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306e\u6c7a\u6e08\u304c\u591a\u3044\u897f\u6b27\u8af8\u56fd\u304c\u9ad8\u3044\u6570\u5024\u3092\u793a\u3057\u3066\u3044\u308b\u3002\u4e00\u65b9\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u30ed\u30b9\u306e\u9ad8\u3044\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u3042\u307e\u308a\u666e\u53ca\u3057\u3066\u3044\u306a\u3044\u30c9\u30a4\u30c4\uff080.026\uff05\uff09\u3084\u30a4\u30bf\u30ea\u30a2\uff080.016\uff05\uff09\u3001\u4e2d\u6b27\u3084\u5317\u6b27\u3001\u5357\u6b27\u306e\u8af8\u56fd\u306f\u3001\u897f\u6b27\u8af8\u56fd\u306b\u6bd4\u3079\u3066\u4f4e\u3044\u3002\u307e\u305f\u3001\u540c\u69d8\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u3042\u307e\u308a\u666e\u53ca\u3057\u3066\u304a\u3089\u305a\u3001\u3088\u3046\u3084\u304f\u30aa\u30f3\u30e9\u30a4\u30f3\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u666e\u53ca\u3057\u59cb\u3081\u3066\u3044\u308b\u6771\u6b27\u8af8\u56fd\u3082\u30dd\u30fc\u30e9\u30f3\u30c9\u306e0.005\uff05\u3001\u30cf\u30f3\u30ac\u30ea\u30fc\u306e0.004\uff05\u3068\u6982\u3057\u3066\u4f4e\u3044\u3002\u30e6\u30fc\u30ed\u52a0\u76df17\u30ab\u56fd\uff082013\u5e74\u672b\u73fe\u5728\uff09\u5e73\u5747\u306f0.033\uff05\u3067\u3001 SEPA\u30a8\u30ea\u30a232\u30ab\u56fd\u5e73\u5747\u306f0.038\uff05\u3067\u3042\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u88688\uff09SEPA\u30a8\u30ea\u30a2\u306e\u56fd\u5225\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u767a\u751f\u7387\uff082012\u5e74\u5ea6\uff09<\/td>\n<\/tr>\n
\u56fd<\/th>\n\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u767a\u751f\u7387<\/th>\nCNP\u30b7\u30a7\u30a2<\/th>\n\u56fd<\/th>\n\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u767a\u751f\u7387<\/th>\nCNP\u30b7\u30a7\u30a2<\/th>\n<\/tr>\n
\u30d5\u30e9\u30f3\u30b9<\/th>\n0.07%<\/td>\n56%<\/td>\n\u30e9\u30c8\u30d3\u30a2<\/td>\n0.02%<\/td>\n48%<\/td>\n<\/tr>\n
\u30a4\u30ae\u30ea\u30b9<\/th>\n0.06%<\/td>\n72%<\/td>\n\u30a8\u30b9\u30c8\u30cb\u30a2<\/td>\n0.01%<\/td>\n42%<\/td>\n<\/tr>\n
\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30b0<\/th>\n0.06%<\/td>\n68%<\/td>\n\u30dd\u30eb\u30c8\u30ac\u30eb<\/td>\n0.01%<\/td>\n69%<\/td>\n<\/tr>\n
\u30de\u30eb\u30bf<\/th>\n0.06%<\/td>\n79%<\/td>\n\u30d6\u30eb\u30ac\u30ea\u30a2<\/td>\n0.01%<\/td>\n52%<\/td>\n<\/tr>\n
\u30c7\u30f3\u30de\u30fc\u30af<\/th>\n0.05%<\/td>\n65%<\/td>\n\u30b9\u30ed\u30d9\u30cb\u30a2<\/td>\n0.01%<\/td>\n53%<\/td>\n<\/tr>\n
\u30a2\u30a4\u30eb\u30e9\u30f3\u30c9<\/th>\n0.05%<\/td>\n81%<\/td>\n\u30c1\u30a7\u30b3<\/td>\n0.01%<\/td>\n51%<\/td>\n<\/tr>\n
\u30aa\u30fc\u30b9\u30c8\u30ea\u30a2<\/th>\n0.04%<\/td>\n61%<\/td>\n\u30ae\u30ea\u30b7\u30e3<\/td>\n0.01%<\/td>\n75%<\/td>\n<\/tr>\n
\u30aa\u30e9\u30f3\u30c0<\/th>\n0.04%<\/td>\n34%<\/td>\n\u30b9\u30ed\u30d0\u30ad\u30a2<\/td>\n0.01%<\/td>\n61%<\/td>\n<\/tr>\n
\u30d9\u30eb\u30ae\u30fc<\/th>\n0.03%<\/td>\n60%<\/td>\n\u30dd\u30fc\u30e9\u30f3\u30c9<\/td>\n0.01%<\/td>\n41%<\/td>\n<\/tr>\n
\u30c9\u30a4\u30c4<\/th>\n0.03%<\/td>\n48%<\/td>\n\u30ea\u30c8\u30a2\u30cb\u30a2<\/td>\n0.01%<\/td>\n40%<\/td>\n<\/tr>\n
\u30ad\u30d7\u30ed\u30b9<\/th>\n0.03%<\/td>\n55%<\/td>\n\u30cf\u30f3\u30ac\u30ea\u30fc<\/td>\n0.00%<\/td>\n50%<\/td>\n<\/tr>\n
\u30b9\u30da\u30a4\u30f3<\/th>\n0.02%<\/td>\n40%<\/td>\n\u30ed\u30b7\u30a2<\/td>\n0.00%<\/td>\n63%<\/td>\n<\/tr>\n
\u30b9\u30a7\u30fc\u30c7\u30f3<\/th>\n0.02%<\/td>\n47%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u30a4\u30bf\u30ea\u30a2<\/th>\n0.02%<\/td>\n53%<\/td>\n\u30e6\u30fc\u30ed\u52a0\u76df17\u30ab\u56fd<\/td>\n0.03%<\/td>\n53%<\/td>\n<\/tr>\n
\u30d5\u30a3\u30f3\u30e9\u30f3\u30c9<\/th>\n0.02%<\/td>\n52%<\/td>\nSEPA\u30a8\u30ea\u30a2<\/td>\n0.04%<\/td>\n60%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a \u300eThird Report on Card Fraud\u300fFeb. 2014\u3001European Central Bank<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u4e00\u65b9\u3001CNP\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u5931\u306f\u3001SEPA\u30a8\u30ea\u30a2\u306e\u3069\u306e\u56fd\u3067\u3082\u6025\u5897\u3057\u3066\u304a\u308a\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u5931\u984d\u306b\u5360\u3081\u308bCNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5272\u5408\u306f\u3001\u30a2\u30a4\u30eb\u30e9\u30f3\u30c9\uff0881\uff05\uff09\u3001\u30de\u30eb\u30bf\uff0879\uff05\uff09\u30ae\u30ea\u30b7\u30e3\uff0875\uff05\uff09\u3001\u30a4\u30ae\u30ea\u30b9\uff0872\uff05\uff09\u3001\u30dd\u30eb\u30c8\u30ac\u30eb\uff0869\uff05\uff09\u3001\u30ed\u30b7\u30a2\uff0863\uff05\uff09\u304c\u9ad8\u3044\u3002\u30e6\u30fc\u30ed\u52a0\u76df17\u30ab\u56fd\u5e73\u5747\u306f53\uff05\u3067\u3001 SEPA\u30a8\u30ea\u30a232\u30ab\u56fd\u5e73\u5747\u306f60\uff05\u3067\u3042\u308b\u3002<\/p>\n

\u30a4\u30ae\u30ea\u30b9<\/h3>\n

\u30a4\u30ae\u30ea\u30b9\u306f\u30011\u5104\u679a\u4ee5\u4e0a\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u666e\u53ca\u3057\u3001\u3053\u3046\u3057\u305f\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306e\u6c7a\u6e08\u4ef6\u6570\u306f\u5e74\u9593100\u5104\u4ef6\u4ee5\u4e0a\u3067\u3001\u975e\u73fe\u91d1\u6c7a\u6e08\u306e\u534a\u5206\u4ee5\u4e0a\u3092\u5360\u3081\u3066\u3044\u308b\u3002\u30a2\u30e1\u30ea\u30ab\u3084\u30ab\u30ca\u30c0\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3001\u97d3\u56fd\u306a\u3069\u3068\u4e26\u3076\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u3044\u3063\u305f\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306b\u3088\u308b\u6c7a\u6e08\u306e\u30a6\u30a7\u30a4\u30c8\u304c\u9ad8\u3044\u56fd\u3067\u3042\u308b\u3002<\/p>\n

\u30a4\u30ae\u30ea\u30b9\u30ab\u30fc\u30c9\u5354\u4f1a\uff08The UK Cards Association\uff09\u306e\u8abf\u3079\u306b\u3088\u308b\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u3088\u308b\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306ee\u30b3\u30de\u30fc\u30b9\u306b\u304a\u3051\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u304c\u6025\u6fc0\u306b\u62e1\u5927\u3057\u3066\u3044\u308b\u3002\u30a4\u30ae\u30ea\u30b9\u306b\u304a\u3051\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u91d1\u984d\u306f\u30012011\u5e74\u5ea6\u3067324\u5104\u30dd\u30f3\u30c9\uff085\u51468,400\u5104\u5186\uff09\u3001\u30aa\u30f3\u30fb\u30aa\u30d5\u306e\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306f308\u5104\u30dd\u30f3\u30c9\uff085\u51465,500\u5104\u5186\uff09\u3001\u5408\u308f\u305b\u3066632\u5104\u30dd\u30f3\u30c9\uff08\u7d0411\u51463,800\u5104\u5186\uff09\u3067\u3042\u308b\u3002\u3053\u3046\u3057\u305fe\u30b3\u30de\u30fc\u30b9\u3084M\u30b3\u30de\u30fc\u30b9\u306b\u304a\u3051\u308b\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u306e\u6025\u5897\u306b\u4f34\u3044\u3001CNP\uff08Card Not Present\uff09\u306e\u4e0d\u6b63\u3082\u5897\u5927\u3057\u3001\u5927\u304d\u306a\u554f\u984c\u3068\u306a\u3063\u3066\u3044\u308b\u3002\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306ee\u30b3\u30de\u30fc\u30b9\u304c\u30a4\u30ae\u30ea\u30b9\u3067\u666e\u53ca\u3057\u59cb\u3081\u305f1999\u5e74\u3088\u308a\u3001CNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306f\u6025\u5897\u3057\u3066\u3044\u308b\u3002<\/p>\n

\uff08\u56f3\u88689\uff09\u306f\u3001\u30a4\u30ae\u30ea\u30b9\u306b\u304a\u3051\u308b1997\u5e74\u304b\u30892013\u5e74\u307e\u3067\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u306e\u63a8\u79fb\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3042\u308b\u300218\u5e74\u524d\u306e1997\u5e74\u306e\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u306f1\u51042,200\u30dd\u30f3\u30c9\uff08\u7d04219\u5104\u5186\uff09\u3067\u3001\u3046\u3061\u30c6\u30ec\u30d5\u30a9\u30f3\u30aa\u30fc\u30c0\u30fc\u3084\u30e1\u30fc\u30eb\u30aa\u30fc\u30c0\u30fc\u306a\u3069\u306e\u901a\u4fe1\u8ca9\u58f2\u3092\u4e2d\u5fc3\u3068\u3059\u308bCNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306f1,000\u4e07\u30dd\u30f3\u30c9\uff08\u7d0418\u5104\u5186\uff09\u3067\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u5360\u3081\u308b\u5272\u5408\u306f8.2\uff05\u306b\u904e\u304e\u306a\u304b\u3063\u305f\u3002\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u30d4\u30fc\u30af\u306f\u30012008\u5e74\u306e6\u5104990\u4e07\u30dd\u30f3\u30c9\uff08\u7d041,258\u5104\u5186\uff09\u3067\u30011997\u5e74\u306e\u5b9f\u306b5\u500d\u3082\u306e\u898f\u6a21\u306b\u5897\u5927\u3057\u3066\u3044\u308b\u3002CNP\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u30d4\u30fc\u30af\u3082\u540c\u30582008\u5e74\u306e3\u51042,840\u4e07\u30dd\u30f3\u30c9\uff08\u7d04591\u5104\u5186\uff09\u3067\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u5168\u4f53\u306e\u5b9f\u306b54\uff05\u3092\u5360\u3081\u3066\u3044\u308b\u3002CNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306f\u30012012\u5e74\u4ee5\u964d\u518d\u5ea6\u5897\u52a0\u306b\u8ee2\u3058\u30012013\u5e74\u5ea6\u30673\u5104110\u4e07\u30dd\u30f3\u30c9\uff08\u7d04542\u5104\u5186\uff09\u3068\u306a\u308a\u3001\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e66\uff05\u3092\u5360\u3081\u3066\u3044\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u88689\uff09
\n\u30a4\u30ae\u30ea\u30b9\u306e\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u306e
\n\u63a8\u79fb\u30011997\u5e74\uff5e2013\u5e74<\/td>\n<\/tr>\n
\u5e74\u5ea6<\/th>\n\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\uff08\u767e\u4e07\u30dd\u30f3\u30c9\uff09<\/th>\n\u5897\u6e1b<\/th>\n\u5185CNP\uff08\u767e\u4e07\u30dd\u30f3\u30c9\uff09<\/th>\n\u5897\u6e1b<\/th>\n<\/tr>\n
1997<\/th>\n122.0<\/td>\n26%<\/td>\n10.0<\/td>\n54%<\/td>\n<\/tr>\n
1998<\/th>\n135.0<\/td>\n11%<\/td>\n13.6<\/td>\n36%<\/td>\n<\/tr>\n
1999<\/th>\n188.4<\/td>\n40%<\/td>\n29.3<\/td>\n115%<\/td>\n<\/tr>\n
2000<\/th>\n317.0<\/td>\n68%<\/td>\n72.9<\/td>\n149%<\/td>\n<\/tr>\n
2001<\/th>\n411.5<\/td>\n30%<\/td>\n95.7<\/td>\n31%<\/td>\n<\/tr>\n
2002<\/th>\n424.6<\/td>\n3%<\/td>\n110.1<\/td>\n15%<\/td>\n<\/tr>\n
2003<\/th>\n420.4<\/td>\n\u25bc1\uff05<\/td>\n122.1<\/td>\n11%<\/td>\n<\/tr>\n
2004<\/th>\n504.8<\/td>\n20%<\/td>\n150.8<\/td>\n24%<\/td>\n<\/tr>\n
2005<\/th>\n439.4<\/td>\n\u25bc13\uff05<\/td>\n183.2<\/td>\n21%<\/td>\n<\/tr>\n
2006<\/th>\n427.0<\/td>\n\u25bc3\uff05<\/td>\n212.7<\/td>\n16%<\/td>\n<\/tr>\n
2007<\/th>\n535.2<\/td>\n25%<\/td>\n290.5<\/td>\n37%<\/td>\n<\/tr>\n
2008<\/th>\n609.9<\/td>\n14%<\/td>\n328.4<\/td>\n13%<\/td>\n<\/tr>\n
2009<\/th>\n440.0<\/td>\n\u25bc28\uff05<\/td>\n266.4<\/td>\n\u25bc19\uff05<\/td>\n<\/tr>\n
2010<\/th>\n365.4<\/td>\n\u25bc17\uff05<\/td>\n226.9<\/td>\n\u25bc15\uff05<\/td>\n<\/tr>\n
2011<\/th>\n341.0<\/td>\n\u25bc7\uff05<\/td>\n220.9<\/td>\n\u25bc3\uff05<\/td>\n<\/tr>\n
2012<\/th>\n388.0<\/td>\n14%<\/td>\n245.8<\/td>\n11%<\/td>\n<\/tr>\n
2013<\/th>\n450.4<\/td>\n16%<\/td>\n301.1<\/td>\n22%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Financial Fraud Action UK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2013\u5e74\u5ea6\u306e\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u72b6\u6cc1\u306f\uff08\u56f3\u886810\uff09\u306e\u901a\u308a\u3067\u3001CNP\u304c3\u5104110\u4e07\u30dd\u30f3\u30c9\uff08\u7d04541\u5104\u5186\uff09\uff0866.8\uff05\uff09\u3068\u306a\u308a\u3001\u3046\u3061e\u30b3\u30de\u30fc\u30b9\u304c1\u51046,320\u4e07\u30dd\u30f3\u30c9\uff08\u7d04293\u5104\u5186\uff09\u3092\u5360\u3081\u3066\u3044\u308b\u3002\u30ab\u30fc\u30c9\u507d\u9020\u306f\u30014,340\u4e07\u30dd\u30f3\u30c9\uff08\u7d0478\u5104\u5186\uff09\uff089.6\uff05\uff09\u3001\u30ab\u30fc\u30c9\u306e\u7d1b\u5931\u30fb\u76d7\u96e3\u306f5,890\u4e07\u30dd\u30f3\u30c9\uff08\u7d04106\u5104\u5186\uff09\uff0813.0\uff05\uff09\u3001ID\u7a83\u76d7\u306f3,670\u4e07\u30dd\u30f3\u30c9\uff08\u7d0466\u5104\u5186\uff09\uff088.1\uff05\uff09\u3001\u30ab\u30fc\u30c9\u672a\u7740\uff08\u4e3b\u306b\u90f5\u4fbf\u4e8b\u6545\uff09\u306f1,040\u4e07\u30dd\u30f3\u30c9\uff08\u7d0419\u5104\u5186\uff09\uff082.3\uff05\uff09\u3067\u5408\u308f\u305b\u30664\u51045,040\u4e07\u30dd\u30f3\u30c9\uff08\u7d04810\u5104\u5186\uff09\u306b\u3082\u53ca\u3093\u3067\u3044\u308b\u3002\u793e\u56e3\u6cd5\u4eba\u65e5\u672c\u30af\u30ec\u30b8\u30c3\u30c8\u5354\u4f1a\u304c\u516c\u8868\u3057\u3066\u3044\u308b\u65e5\u672c\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u88ab\u5bb3\u984d\u304c78\u51046,000\u4e07\u5186\u3067\u3042\u308a\u3001\u5b9f\u306b10\u500d\u4ee5\u4e0a\u3067\u3042\u308b\u3002\u305d\u306e\u3046\u3061\u3001\u30a4\u30ae\u30ea\u30b9\u56fd\u5185\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u304c3\u51042,840\u4e07\u30dd\u30f3\u30c9\uff08\u7d04591\u5104\u5186\uff09\uff0872.9\uff05\uff09\u3067\u3001BIN\u30b3\u30fc\u30c9\u306b\u3088\u3063\u3066\u8a8d\u8b58\u3055\u308c\u305f\u30a4\u30ae\u30ea\u30b9\u306e\u30a4\u30b7\u30e5\u30a2\u306e\u30ab\u30fc\u30c9\u306e\u6d77\u5916\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u304c1\u51042,200\u4e07\u30dd\u30f3\u30c9\uff08\u7d04220\u5104\u5186\uff09\uff0827.1\uff05\uff09\u3067\u3042\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886810\uff092013\u5e74\u5ea6\u306e\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u72b6\u6cc1<\/td>\n<\/tr>\n
CNP\uff08Card Not Present\uff09\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3001\u901a\u4fe1\u8ca9\u58f2<\/th>\n3\u5104110\u4e07\u30dd\u30f3\u30c9\uff08\u7d04541\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u3046\u3061E\u30b3\u30de\u30fc\u30b9<\/th>\n1\u51046,320\u4e07\u30dd\u30f3\u30c9\uff08\u7d04293\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u30ab\u30fc\u30c9\u507d\u9020<\/th>\n4,340\u4e07\u30dd\u30f3\u30c9\uff08\u7d0478\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u30ab\u30fc\u30c9\u306e\u7d1b\u5931\u30fb\u76d7\u96e3<\/th>\n5,890\u4e07\u30dd\u30f3\u30c9\uff08\u7d04106\u5104\u5186\uff09<\/td>\n<\/tr>\n
ID\u7a83\u76d7<\/th>\n3,670\u4e07\u30dd\u30f3\u30c9\uff08\u7d0466\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u30ab\u30fc\u30c9\u672a\u7740\uff08\u4e3b\u306b\u90f5\u4fbf\u4e8b\u6545\uff09<\/th>\n1,040\u4e07\u30dd\u30f3\u30c9\uff08\u7d0419\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u5408\u3000\u8a08<\/th>\n4\u51045,040\u4e07\u30dd\u30f3\u30c9\uff08\u7d04810\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u5185\u8a33<\/th>\n\u30a4\u30ae\u30ea\u30b9\u56fd\u5185\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63<\/th>\n3\u51042,840\u4e07\u30dd\u30f3\u30c9\uff08\u7d04591\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u306e\u6d77\u5916\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63<\/th>\n1\u51042,200\u4e07\u30dd\u30f3\u30c9\uff08\u7d04220\u5104\u5186\uff09<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Financial Fraud Action UK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\uff08\u56f3\u886811\uff09\u306f\u30012007\u5e74\u5ea6\u304b\u30892013\u5e74\u307e\u3067\u306e\u56fd\u5185\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u305d\u308c\u305e\u308c\u306e\u30b7\u30a7\u30a2\u306e\u63a8\u79fb\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3001\u6982\u306d\u3001\u56fd\u5916\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u30b7\u30a7\u30a2\u306f25\uff05\u524d\u5f8c\u3067\u63a8\u79fb\u3057\u3066\u3044\u308b\u3002BIN\u30b3\u30fc\u30c9\u306b\u3088\u3063\u3066\u8a8d\u8b58\u3055\u308c\u305f\u30a4\u30ae\u30ea\u30b9\u306e\u30a4\u30b7\u30e5\u30a2\u306e\u30ab\u30fc\u30c9\u306e\u6d77\u5916\u60aa\u7528\u306e\u6700\u3082\u591a\u3044\u5148\u306f\u3001EMV IC\u30ab\u30fc\u30c9\u5316\u304c\u3044\u307e\u3060\u884c\u308f\u308c\u3066\u3044\u306a\u3044\u30a2\u30e1\u30ea\u30ab\u3067\u3001\uff08\u56f3\u886812\uff09\u306e\u3088\u3046\u306b16.3\uff05\u304b\u308923.4\uff05\u306e\u30ec\u30f3\u30b8\u3067\u63a8\u79fb\u3057\u3066\u3044\u308b\u3002\u4e00\u65b9\u3001BIN\u30b3\u30fc\u30c9\u306b\u3088\u3063\u3066\u8a8d\u8b58\u3055\u308c\u305f\u6d77\u5916\u306e\u30a4\u30b7\u30e5\u30a2\u767a\u884c\u306e\u30ab\u30fc\u30c9\u306e\u30a4\u30ae\u30ea\u30b9\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u3082\uff08\u56f3\u886813\uff09\u306e\u3088\u3046\u306b\u30a2\u30e1\u30ea\u30ab\u304c\u304a\u3088\u305d4\u5272\u3092\u5360\u3081\u3066\u3044\u3066\u3001\u6700\u3082\u591a\u3044\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886811\uff09
\n\u30a4\u30ae\u30ea\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u304a\u3051\u308b\u56fd\u5185\u5916\u306e\u30b7\u30a7\u30a2\u306e\u63a8\u79fb\uff082007\u5e74\uff5e2013\u5e74\uff09<\/td>\n<\/tr>\n
\u5e74\u5ea6<\/th>\n\u30a4\u30ae\u30ea\u30b9\u56fd\u5185\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\uff08\u767e\u4e07\u30dd\u30f3\u30c9\uff09<\/th>\n\u30b7\u30a7\u30a2\uff08%\uff09<\/th>\n\u56fd\u5916\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\uff08\u767e\u4e07\u30dd\u30f3\u30c9\uff09<\/th>\n\u30b7\u30a7\u30a2\uff08%\uff09<\/th>\n<\/tr>\n
2007<\/th>\n327.6<\/td>\n61.2<\/td>\n207.6<\/td>\n38.7<\/td>\n<\/tr>\n
2008<\/th>\n379.7<\/td>\n62.2<\/td>\n230.1<\/td>\n37.7<\/td>\n<\/tr>\n
2009<\/th>\n317.4<\/td>\n72.1<\/td>\n122.6<\/td>\n27.8<\/td>\n<\/tr>\n
2010<\/th>\n271.5<\/td>\n74.3<\/td>\n93.9<\/td>\n25.7<\/td>\n<\/tr>\n
2011<\/th>\n261.0<\/td>\n76.5<\/td>\n80.0<\/td>\n23.5<\/td>\n<\/tr>\n
2012<\/th>\n286.7<\/td>\n73.9<\/td>\n101.3<\/td>\n26.1<\/td>\n<\/tr>\n
2013<\/th>\n328.4<\/td>\n72.9<\/td>\n122.0<\/td>\n27.1<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Financial Fraud Action UK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n\n\n\n\n
\uff08\u56f3\u886812\uff09
\n\u30a4\u30ae\u30ea\u30b9\u767a\u884c\u30ab\u30fc\u30c9\u306e\u6d77\u5916\u60aa\u7528\u306b\u304a\u3051\u308b\u30a2\u30e1\u30ea\u30ab\u306e\u30b7\u30a7\u30a2\u306e\u63a8\u79fb<\/td>\n<\/tr>\n
<\/th>\n2010\u5e74\u5ea6<\/th>\n2011\u5e74\u5ea6<\/th>\n2012\u5e74\u5ea6<\/th>\n2013\u5e74\u5ea6<\/th>\n<\/tr>\n
\u30a2\u30e1\u30ea\u30ab<\/td>\n21.5%<\/td>\n16.3%<\/td>\n23.4%<\/td>\n22.6%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Financial Fraud Action UK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886813\uff09
\n\u30a4\u30ae\u30ea\u30b9\u306b\u304a\u3051\u308b\u6d77\u5916\u767a\u884c\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u56fd\u5225\u30b7\u30a7\u30a2\u306e\u63a8\u79fb<\/td>\n<\/tr>\n
<\/th>\n2010\u5e74\u5ea6<\/th>\n2011\u5e74\u5ea6<\/th>\n2012\u5e74\u5ea6<\/th>\n2013\u5e74\u5ea6<\/th>\n<\/tr>\n
\u30a2\u30e1\u30ea\u30ab<\/td>\n43%<\/td>\n41%<\/td>\n42%<\/td>\n38%<\/td>\n<\/tr>\n
\u30ab\u30ca\u30c0<\/td>\n5%<\/td>\n11%<\/td>\n9%<\/td>\n8%<\/td>\n<\/tr>\n
\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/td>\n5%<\/td>\n9%<\/td>\n7%<\/td>\n8%<\/td>\n<\/tr>\n
\u30d5\u30e9\u30f3\u30b9<\/td>\n8%<\/td>\n6%<\/td>\n7%<\/td>\n7%<\/td>\n<\/tr>\n
\u30c9\u30a4\u30c4<\/td>\n15%<\/td>\n5%<\/td>\n4%<\/td>\n6%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Financial Fraud Action UK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u30d5\u30e9\u30f3\u30b9<\/h3>\n

\u30d5\u30e9\u30f3\u30b9\u3067\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3001ATM\u30ab\u30fc\u30c9\u306a\u3069\u306e\u30d0\u30f3\u30af\u30ab\u30fc\u30c9\u3084\u201cMoneo\u201d\uff08\u30de\u30cd\u30fc\u306e\u610f\uff09\u306a\u3069\u306eIC\u96fb\u5b50\u30de\u30cd\u30fc\u30ab\u30fc\u30c9\u306a\u3069\u306e\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u8abf\u67fb\u4e26\u3073\u306b\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306b\u95a2\u3059\u308b\u8aee\u554f\u6a5f\u95a2\u3068\u3057\u3066\u306e\u30d5\u30a9\u30fc\u30e9\u30e0Observatory for Payment Card Security\uff08\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u76e3\u8996\u59d4\u54e1\u4f1a\u3001\u4ee5\u4e0b\u201cOPCS\u201d\u3068\u3044\u3046\uff09\u3068\u3044\u3046\u6a5f\u95a2\u304c\u3001\u6cd5\u4ee4\u306b\u57fa\u3065\u3044\u30662001\u5e7411\u6708\u306b\u8a2d\u7acb\u3055\u308c\u3066\u3044\u308b\u3002OPCS\u306f\u3001\u30d5\u30e9\u30f3\u30b9\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u7d71\u8a08\u3084\u8abf\u67fb\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u5bfe\u7b56\u3078\u306e\u8aee\u554f\u306a\u3069\u3092\u884c\u3063\u3066\u3044\u308b\u307b\u304b\u30012004\u5e74\u304b\u3089\u6bce\u5e74\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u8a73\u3057\u3044\u7d71\u8a08\u30c7\u30fc\u30bf\u3092\u542b\u3080\uff62\u5e74\u6b21\u5831\u544a\u66f8\uff63\u3092\u30d5\u30e9\u30f3\u30b9\u8a9e\u3068\u82f1\u8a9e\u306e\u4e8c\u30ab\u56fd\u8a9e\u3067\u520a\u884c\u3057\u3066\u3044\u308b\u3002<\/p>\n

OPCS\u306e2013\u5e74\u5ea6\u306e\u5e74\u6b21\u5831\u544a\u66f8\uff08\u56f3\u886814\uff09\u306b\u3088\u308b\u3068\u3001\u30ab\u30fc\u30c9\u53d6\u6271\u9ad8\u306f2002\u5e74\u306e299.0\u5104\u30e6\u30fc\u30ed\uff08\u7d044\u51462,000\u5104\u5186\uff09\u304b\u30892013\u5e74\u5ea6\u306e586.5\u5104\u30e6\u30fc\u30ed\uff088\u51462,000\u5104\u5186\uff09\u3078\u3068\u304a\u3088\u305d2\u500d\u306b\u62e1\u5927\u3057\u3066\u3044\u308b\u3002\u4e00\u65b9\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u3088\u308b\u640d\u5931\u30822002\u5e74\u5ea6\u306e245.2\u767e\u4e07\u30e6\u30fc\u30ed\uff08\u7d04343\u5104\u5186\uff09\u304b\u30892013\u5e74\u5ea6\u306e469.9\u767e\u4e07\u30e6\u30fc\u30ed\uff08\u7d04658\u5104\u5186\uff09\u306b\u5897\u52a0\u3057\u3001\u30ab\u30fc\u30c9\u53d6\u6271\u9ad8\u306b\u5bfe\u3059\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u3088\u308b\u640d\u5931\u984d\u306e\u5272\u5408\u306f\u3001\u3053\u305312\u5e74\u95930.0062\u304b\u30890.086\u306e\u9ad8\u3044\u30ec\u30f3\u30b8\u3067\u63a8\u79fb\u3057\u3066\u3044\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886814\uff09
\n\u30d5\u30e9\u30f3\u30b9\u306e\u30ab\u30fc\u30c9\u53d6\u6271\u9ad8\u3068\u30ab\u30fc\u30c9\u4e0d\u6b63\u984d\u306e\u63a8\u79fb\uff082002\u5e74\uff5e2013\u5e74\uff09<\/td>\n<\/tr>\n
\u5e74\u5ea6<\/th>\n\u30ab\u30fc\u30c9\u53d6\u6271\u9ad8\u5bfe\u524d\u5e74\u6bd4\uff08\u5104\u30e6\u30fc\u30ed\uff09<\/th>\n\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u5bfe\u524d\u5e74\u6bd4\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n\u53d6\u6271\u9ad8\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5272\u5408<\/th>\n<\/tr>\n
2002<\/th>\n299.0<\/td>\n<\/td>\n245.2<\/td>\n<\/td>\n0.08%<\/td>\n<\/tr>\n
2003<\/th>\n318.3<\/td>\n+6%<\/td>\n273.7<\/td>\n+12%<\/td>\n0.09%<\/td>\n<\/tr>\n
2004<\/th>\n345.1<\/td>\n+8%<\/td>\n241.6<\/td>\n-12%<\/td>\n0.07%<\/td>\n<\/tr>\n
2005<\/th>\n368.5<\/td>\n+7%<\/td>\n235.9<\/td>\n-2%<\/td>\n0.06%<\/td>\n<\/tr>\n
2006<\/th>\n395.1<\/td>\n+7%<\/td>\n252.6<\/td>\n+7%<\/td>\n0.06%<\/td>\n<\/tr>\n
2007<\/th>\n430.7<\/td>\n+9%<\/td>\n268.5<\/td>\n+6%<\/td>\n0.06%<\/td>\n<\/tr>\n
2008<\/th>\n464.0<\/td>\n+8%<\/td>\n320.2<\/td>\n+19%<\/td>\n0.07%<\/td>\n<\/tr>\n
2009<\/th>\n477.3<\/td>\n+3%<\/td>\n342.4<\/td>\n+7%<\/td>\n0.07%<\/td>\n<\/tr>\n
2010<\/th>\n498.2<\/td>\n+4%<\/td>\n368.9<\/td>\n+8%<\/td>\n0.07%<\/td>\n<\/tr>\n
2011<\/th>\n533.7<\/td>\n+7%<\/td>\n413.2<\/td>\n+12%<\/td>\n0.08%<\/td>\n<\/tr>\n
2012<\/th>\n561.5<\/td>\n+5%<\/td>\n450.7<\/td>\n+9%<\/td>\n0.08%<\/td>\n<\/tr>\n
2013<\/th>\n586.5<\/td>\n+4%<\/td>\n469.9<\/td>\n+4%<\/td>\n0.08%<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a
\nObservatory for Payment Card Security\u30012014\u5e74\u5e74\u6b21\u5831\u544a\u66f8\u3088\u308a\u4f5c\u6210<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\uff08\u56f3\u886815\uff09\u306f\u3001\u30d5\u30e9\u30f3\u30b9\u306e\u56fd\u5185\u306b\u9650\u5b9a\u3057\u305f\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u304a\u3051\u308b2009\u5e74\u5ea6\u304b\u30892013\u5e74\u5ea6\u307e\u3067\u306e\u63a8\u79fb\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3042\u308b\u30022013\u5e74\u5ea6\u306b\u304a\u3051\u308b\u30d5\u30e9\u30f3\u30b9\u56fd\u5185\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u5931\u984d\u3068\u306a\u308b199.9\u767e\u4e07\u30e6\u30fc\u30ed\uff08\u7d04280\u5104\u5186\uff09\u306f\u3001\u5e97\u982d\u3067\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u5206\u304c45.8\u767e\u4e07\u30e6\u30fc\u30ed\uff0864\u5104\u5186\uff09\u3001CNP\uff08Card Not Present\uff09\u306e\u4e0d\u6b63\u304c154.2\u767e\u4e07\u30e6\u30fc\u30ed\uff08\u7d04216\u5104\u5186\uff09\u3067\u3001\u5e97\u982d\u3067\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u5206\u306e\u4e0d\u6b63\u306e\u5272\u5408\u304c23\uff05\u306a\u306e\u306b\u5bfe\u3057\u3001CNP\uff08Card Not Present\uff09\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5272\u5408\u306f77\uff05\u3067\u3042\u308b\u3002CNP\uff08Card Not Present\uff09\u306e\u4e0d\u6b63\u306e\u3046\u3061\u3001\u30e1\u30fc\u30eb\u30aa\u30fc\u30c0\u30fc\u3084\u30c6\u30ec\u30d5\u30a9\u30f3\u30aa\u30fc\u30c0\u30fc\u306a\u3069\u306e\u901a\u8ca9\u306b\u3088\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306f29.2\u767e\u4e07\u30e6\u30fc\u30ed \uff08\u7d0441\u5104\u5186\uff09\u3067CNP\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306b\u5360\u3081\u308b\u5272\u5408\u306f19\uff05\u306b\u5bfe\u3057\u3001e\u30b3\u30de\u30fc\u30b9\u306b\u304a\u3051\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u306e\u4e0d\u6b63\u306f125.0\u767e\u4e07\u30e6\u30fc\u30ed\uff08\u7d04175\u5104\u5186\uff09\u3067CNP\uff08Card Not Present\uff09\u306b\u5360\u3081\u308b\u5272\u5408\u306f81\uff05\u3068\u306a\u3063\u3066\u3044\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886815\uff09\u30d5\u30e9\u30f3\u30b9\u306e\u56fd\u5185\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5185\u8a33\u306e\u63a8\u79fb\uff082010\u5e74\uff5e2013\u5e74\uff09<\/td>\n<\/tr>\n
\u30bf\u30a4\u30d7<\/th>\n2009\u5e74\u5ea6\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n2010\u5e74\u5ea6\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n2011\u5e74\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n2012\u5e74\u5ea6\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n2013\u5e74\u5ea6\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n<\/tr>\n
\u6c7a\u6e08<\/th>\n0.04%<\/td>\n123.2<\/td>\n0.04%<\/td>\n137.3<\/td>\n0.05%<\/td>\n177.8<\/td>\n0.05%<\/td>\n190.0<\/td>\n0.05%<\/td>\n199.9<\/td>\n<\/tr>\n
\u5e97\u982d<\/th>\n0.01%<\/td>\n41.0<\/td>\n0.01%<\/td>\n36.2<\/td>\n0.02%<\/td>\n48.1<\/td>\n0.02%<\/td>\n51.2<\/td>\n0.01%<\/td>\n45.8<\/td>\n<\/tr>\n
CNP<\/th>\n0.26%<\/td>\n82.2<\/td>\n0.26%<\/td>\n101.1<\/td>\n0.32%<\/td>\n129.6<\/td>\n0.30%<\/td>\n138.8<\/td>\n0.27%<\/td>\n154.2<\/td>\n<\/tr>\n
\u901a\u8ca9<\/th>\n0.26%<\/td>\n30.3<\/td>\n0.23%<\/td>\n27.3<\/td>\n0.26%<\/td>\n25.4<\/td>\n0.39%<\/td>\n29.4<\/td>\n\u2015<\/td>\n29.2<\/td>\n<\/tr>\n
Online<\/th>\n0.26%<\/td>\n51.9<\/td>\n0.28%<\/td>\n73.9<\/td>\n0.34%<\/td>\n104.2<\/td>\n0.29%<\/td>\n109.4<\/td>\n0.30%<\/td>\n125.0<\/td>\n<\/tr>\n
ATM<\/th>\n0.02%<\/td>\n20.8<\/td>\n0.02%<\/td>\n26.5<\/td>\n0.03%<\/td>\n33.7<\/td>\n0.03%<\/td>\n36.4<\/td>\n0.03%<\/td>\n38.6<\/td>\n<\/tr>\n
\u5408\u8a08<\/th>\n0.03%<\/td>\n144.0<\/td>\n0.04%<\/td>\n163.8<\/td>\n0.04%<\/td>\n211.5<\/td>\n0.05%<\/td>\n226.4<\/td>\n0.05%<\/td>\n238.6<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a Observatory for Payment Card Security\u30012013\u5e74\u5e74\u6b21\u5831\u544a\u66f8\u3088\u308a\u4f5c\u6210<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\uff08\u56f3\u886816\uff09\u306f\u30012007\u5e74\u304b\u30892013\u5e74\u307e\u3067\u306e\u30d5\u30e9\u30f3\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u56fd\u5185\u30fb\u6d77\u5916\u5225\u306e\u63a8\u79fb\u3092\u793a\u3057\u305f\u3082\u306e\u3067\u3042\u308b\u3002BIN\u30b3\u30fc\u30c9\u3067\u8b58\u5225\u3055\u308c\u305f\u30d5\u30e9\u30f3\u30b9\u767a\u884c\u30ab\u30fc\u30c9\u306e\u6d77\u5916\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u91d1\u984d\u306f\u30012007\u5e74\u5ea6\u306e154.0\u767e\u4e07\u30e6\u30fc\u30ed\u304b\u30892013\u5e74\u5ea6\u306e231.3\u767e\u4e07\u30e6\u30fc\u30ed\u3078\u304a\u3088\u305d50\uff05\u5897\u52a0\u3057\u3066\u3044\u308b\u3002\u30ab\u30fc\u30c9\u6c7a\u6e08\u91d1\u984d\u306b\u5bfe\u3059\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u640d\u5931\u984d\u306f\u3001\u3053\u30537\u5e74\u9593\u3067\u30d5\u30e9\u30f3\u30b9\u56fd\u5185\u306e\u5834\u54080.029\uff05\u304b\u30890.046\uff05\u306e\u30ec\u30f3\u30b8\u3067\u63a8\u79fb\u3057\u3066\u3044\u308b\u306e\u306b\u5bfe\u3057\u3066\u3001\u6d77\u5916\u306e\u5834\u54080.350\uff05\u304b\u30890.449\uff05\u3068\u56fd\u5185\u306e10\u500d\u306e\u9ad8\u3044\u5024\u3068\u306a\u3063\u3066\u3044\u308b\u3002\u307e\u305f\u3001\u53d6\u6271\u9ad8\u306b\u5bfe\u3059\u308b\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5272\u5408\u306fCNP\uff08Card Not Present\uff09\u304c0.321\uff05\u3068\u9ad8\u304f\u3001\u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u3068CNP\uff08Card Not Present\uff09\u304c\u30d5\u30e9\u30f3\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5927\u304d\u306a\u90e8\u5206\u3092\u5360\u3081\u3066\u3044\u308b\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\uff08\u56f3\u886816\uff09
\n\u30d5\u30e9\u30f3\u30b9\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u306e\u5730\u7406\u7684\u5185\u8a33\u306e
\n\u63a8\u79fb\uff082007\u5e74\uff5e2013\u5e74\uff09<\/td>\n<\/tr>\n
\u5e74<\/th>\n\u56fd\u5185\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n\u6d77\u5916\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n\u5408\u8a08\uff08\u767e\u4e07\u30e6\u30fc\u30ed\uff09<\/th>\n<\/tr>\n
2007<\/th>\n0.03%<\/td>\n114.5<\/td>\n0.37%<\/td>\n154.0<\/td>\n0.06%<\/td>\n268.5<\/td>\n<\/tr>\n
2008<\/th>\n0.03%<\/td>\n130.9<\/td>\n0.43%<\/td>\n189.4<\/td>\n0.07%<\/td>\n320.2<\/td>\n<\/tr>\n
2009<\/th>\n0.03%<\/td>\n144.0<\/td>\n0.45%<\/td>\n198.4<\/td>\n0.07%<\/td>\n342.4<\/td>\n<\/tr>\n
2010<\/th>\n0.04%<\/td>\n163.8<\/td>\n0.42%<\/td>\n205.0<\/td>\n0.07%<\/td>\n368.9<\/td>\n<\/tr>\n
2011<\/th>\n0.04%<\/td>\n211.5<\/td>\n0.37%<\/td>\n201.7<\/td>\n0.08%<\/td>\n413.2<\/td>\n<\/tr>\n
2012<\/th>\n0.05%<\/td>\n226.4<\/td>\n0.38%<\/td>\n224.3<\/td>\n0.08%<\/td>\n450.7<\/td>\n<\/tr>\n
2013<\/th>\n0.05%<\/td>\n238.6<\/td>\n0.35%<\/td>\n231.3<\/td>\n0.08%<\/td>\n469.9<\/td>\n<\/tr>\n
\u51fa\u5178 \uff1a
\nObservatory for Payment Card Security\u30012014\u5e74\u5e74\u6b21\u5831\u544a\u66f8\u3088\u308a\u4f5c\u6210<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\u25a0\u4e16\u754c\u306e\u4e0d\u6b63\u306e\u52d5\u5411\u3092\u7db2\u7f85\u3057\u305f\u4e0b\u8a18\u306e\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u3088\u308a\u8a73\u7d30\u306a\u60c5\u5831\u3092\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002
\n\u66f8\u7c4d\u300c\u4e16\u754c\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u30fb\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56\u5e02\u5834\u8981\u89a7\u300d<\/strong><\/span><\/a>
\uff5e\u4e16\u754c\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3001\u30ab\u30fc\u30c9\u4e0d\u6b63\u3001CNP\u3092\u5fb9\u5e95\u7db2\u7f85\uff5e<\/a>
\n<\/a><\/strong><\/span><\/p>\n

\u5927\u7279\u96c6\u300c\u30ab\u30fc\u30c9\u6c7a\u6e08\uff06\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u3059\u3079\u3066\u300d\u306e\u7d39\u4ecb\u30da\u30fc\u30b8\u3078<\/a><\/p>\n

\"paymentcardsecurity\"<\/a><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

2015\u5e745\u67087\u65e58:00 \u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u5229\u7528\u306e\u5b9f\u614b\u3068\u305d\u306e\u5bfe\u7b56\u306e\u52d5\u5411\uff082\uff09 \u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63 \u6d77\u5916\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63\u5229\u7528\u306e\u5b9f\u614b\u3068\u305d\u306e\u5bfe\u7b56\u306e\u52d5\u5411\uff081\uff09 \u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u30ab\u30fc\u30c9\u4e0d\u6b63 \uff08\u56f3\u88687\uff09\u306f\u3001ECB\uff08European Ce […]<\/p>\n","protected":false},"author":8357,"featured_media":47901,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_wp_convertkit_post_meta":{"form":"-1","landing_page":"0","tag":"0","restrict_content":"0"},"sns_share_botton_hide":"","vkExUnit_sns_title":"","_vk_print_noindex":"","veu_display_promotion_alert":"","footnotes":""},"categories":[37,29,11,36,1,13],"tags":[],"kanren_tag":[],"class_list":["post-47889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-focus01","category-pcidss05","category-pcidss","category-closeup","category-paymentnews","category-paymentnews01"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t