July 29, 2026, 9:04 a.m.
Rakuten Bank and Rakuten Card began offering a feature on the “Rakuten Bank App” on July 28, 2026, that allows users to check their “Rakuten Card” billing amounts.
Rakuten Card)
With this feature, Rakuten Bank account holders who have designated their Rakuten Bank account as the payment account for their Rakuten Card can check their Rakuten Card billing amounts directly within the Rakuten Bank app. If the balance in their yen savings account is insufficient to cover the billing amount, they will receive a notification via message, helping to prevent missed payments.Additionally, when using eligible Rakuten Group services in combination, users can check the estimated points they will earn under the “SPU (Super Point Up Program)”—a program that boosts points earned on purchases at “Rakuten Ichiba”—specifically the “up to 0.5x more points” bonus for having “Rakuten Card” payments debited from a Rakuten Bank account.
Rakuten Bank adds 0.02% per annum (0.015% per annum after tax) to the regular savings account interest rate when “Rakuten Card” charges are debited from a “Rakuten Bank” account, applying a preferential interest rate of 0.32% per annum (0.254% per annum after tax).Furthermore, members of the “Rakuten Black Card,” “Rakuten Premium Card,” and “Rakuten Gold Card”—which are eligible for the “Rakuten Card Premium Program” that allows users to enjoy greater benefits when using Rakuten Group services—receive an additional interest rate boost.The bank will add a bonus interest rate of up to 0.06% per year (0.047% per year after tax), resulting in a total ordinary savings account interest rate of up to 0.38% per year (0.302% per year after tax).
Furthermore, to commemorate its 25th anniversary on July 23, Rakuten Bank is currently holding the”25th Anniversary Thank You! Super Appreciation Festival!” to commemorate its 25th anniversary on July 23. The bank is running various campaigns, such as a promotion where customers who set up a new direct debit from their Rakuten Card account for 30,000 yen or more per transaction will receive 2,500 yen without exception.
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