July 31, 2026, 1:15 p.m.
TISI is integrating Vertical AI (industry-specific AI) focused on the payments sector, along with consulting, design, engineering,BPO, to create a new payment platform designed to drive the adoption of next-generation payments that leverage AI and cutting-edge technologies such as stablecoins. This initiative began on July 29, 2026.
By combining Vertical AI—which specializes in the payments sector—with TISI’s specialized personnel, who possess extensive operational expertise in payments cultivated over many years, the company aims to enhance and streamline operations such as card issuance, credit assessment, fraud detection, merchant management, billing, and collections.Furthermore, by integrating with new payment methods—such as stablecoins—which the company has been actively pursuing, the platform will evolve into one capable of supporting an autonomous economy where AI plays a central role in transactions and payments.
TISI specializes in system development for the financial industry and reportedly holds a high market share within the sector; specifically, it holds approximately 50% of the domestic market share for core credit card system development and over 80% for brand debit card service provision and system development (according to the company’s research).The company has accumulated expertise in payment platforms, data platforms, and payment operations, and is also advancing initiatives in the digital marketing sector as well as in next-generation payment areas such as stablecoins.
Moving forward, TISI plans to gradually evolve “PAYCIERGE” and is working to build a next-generation payment platform that will support transactions in the AI era.
As Phase 1, starting in fiscal year 2026, the company is applying agent-based AI to payment operations—including issuance, credit assessment, fraud detection, merchant management, billing, and collections—to advance the sophistication and efficiency of these operations.In addition, the company aims to counter increasingly sophisticated cyberattacks and fraudulent use enabled by AI, while also linking payments and marketing to deliver new value to merchants and consumers.
In Phase 2, starting in fiscal year 2027, the company will integrate agent-based AI optimized for each specific task to automate and optimize the entire business process for payment service providers. Furthermore, through collaboration between agent-based AI systems across companies and services, the company aims to facilitate transactions and payments involving “human-AI” and “AI-AI” interactions.
In Phase 3, the company is building a next-generation payment platform capable of supporting an autonomous economy in which AI serves as the primary agent for transactions and payments, while incorporating next-generation payment technologies such as on-chain finance and stablecoins.
